Over the past decade, rideshare services have increased in popularity. On any average street, there are more rideshare vehicles than personally owned ones. Consumers who own a car prefer to book a rideshare vehicle. Rideshare apps are so convenient to use. With a few clicks, you can get a cheaper ride in seconds. But, more vehicles invariably result in more accidents. In the past few years, rideshare vehicles have been involved in several accidents. Since these new service providers do not have a strict code regarding insurance payoffs, victims of rideshare accidents can feel puzzled while determining fault. Here’s how a top Boynton Beach Accident Attorney can help.
The Insurance Confusion
Victims of rideshare vehicle accidents have a tough time dealing with their insurance agents. There’s no common ground between insurance agencies and rideshare companies. There are no guidelines regarding who can be held liable for accidents involving passengers. Most rideshare companies invest in commercial insurance. These policies generally cover drivers only when a passenger is present in the car. These policies do not explain what happens to their coverage when drivers are in-between jobs. Hence, a commuter hit by a rideshare vehicle that is not occupied by a passenger can feel deserted by both his own insurance agency and the agency of the ridesharing company. Have your Boynton Beach Accident Attorney contact both parties in such situations.
Why Rideshare Companies Cannot Be Held Liable
If a service provider’s vehicle and employee cause an accident, the service provider should be held liable, right? Yes, but rideshare companies do not claim to be service providers. Unlike taxi services, these companies claim that they are mere facilitators that link drivers with people in need of a ride. Due to this approach, it is difficult to hold them liable in most cases. Who suffers the most? The drivers and the victims of such accidents find themselves in a vulnerable legal position. A top Boynton Beach Accident Attorney should be able to assess any loopholes in the contract of the rideshare company involved.
Punishing the Driver
As unjust as it may sound, the best option for victims of rideshare accidents is putting the burden of guilt solely on the driver. But, several insurance companies refuse to provide personal car insurances (PCI) to rideshare drivers. Since these drivers are more prone to vehicular accidents, insurance companies try to avoid such clients. Other insurance agencies will only provide coverage if the driver purchases an additional authorization on their insurance policy that protects them whenever they are driving as an occupation.
The Best Options
Every accident involving a rideshare vehicle is complicated. You need to be well-versed in the company laws before filing a claim. Plus, there’s an added hassle of dealing with multiple insurance agents. Although there are several grey areas regarding this subject, top Boynton Beach Accident Attorney have been able to secure results for their clients in the past. The best option for victims in such situations is sitting down with an experienced accident attorney and discussing the validity of the case. Visit Here: Drucker Law Offices
